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Compare and shop auto insurance

We’re here to make getting affordable car insurance easier
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The cost of car insurance is determined by the car you drive, where you live, your driving history and other factors. The process of buying insurance can seem overwhelming. We’re here to make getting an affordable policy easier.

Getting the right coverage is important — a robust policy can save you hundreds of thousands of dollars after an accident. But getting that coverage at a rate you can afford is equally as important. We’ll help you find the policy you need at a price that works for you.

Insurance shopping made easy

1

Compare rates quickly.

Get car insurance rate estimates fast

2

Choose from top companies.

Compare rates from top car insurance companies to find the best fit.

3

Trusted expertise.

We’ve been helping drivers like you make confident insurance choices for over 20 years.

Factors that affect your auto insurance rates

Where you live Where you live
Insurance companies consider your area’s claims history, including accidents, vandalism, and thefts. They also look at state-level regulations that impact pricing.
Your car Your car
Car insurers consider the claims history for your vehicle’s make and model, the average cost of repairs, the car’s safety record and the purchase price.
Your age Your age
Teens and young drivers pay more for car insurance than older drivers because they’re more likely to get into accidents and file claims.
Your driving record Your driving record
Drivers with tickets, accidents or DUIs pay more for coverage than drivers with clean records because they’re more likely to file a claim.

Best car insurance companies

Check out Insure’s best car insurance companies to see how top insurers fared in a comprehensive ranking based on our consumer survey, average rates and third-party rankings, all analyzed and compiled by and our staff of experts.
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How we picked Insure.com’s top-rated auto insurance companies

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60+

Carriers reviewed
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1500

Insurance consumers surveyed
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65+

Insurance metrics examined
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Car insurance advisor

Being underinsured leaves you on the hook if you get into an accident. Our car insurance advisor can help you determine if you have enough coverage with just a few questions about your car insurance. Try the car insurance advisor
Nupur Gambhir

Still got a question?

Our Auto Insurance experts are here to help!

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